Roadside Service and breakdown coverage can help protect drivers, or bikers, whose bicycles have suffered a breakdown in a remote location. In most areas, this type of insurance coverage is optional, but many companies provide it as standard. It covers rescue and assistance when a vehicle is inoperable or unable to be fixed easily by local law enforcement agencies. This coverage is especially useful if an ambulance has been called, and emergency medical personnel have been summoned, but the vehicle’s owner has no way to contact them.
A roadside service may be required by any auto insurance policy if the insured vehicles are more than five years old. This applies to motorcycles, golf carts, mobility scooters, and other vehicles with off-road applications. If a roadside assistance policy is not purchased, drivers will need to pay for emergency medical and tow services, as well as towing costs. For this reason, many people opt to purchase the coverage required by their auto insurance policy.
Some states require vehicle owners to purchase roadside assistance coverage, although some only require it for trucks. The amount of coverage for vehicles varies by state and usually ranges from two to five hundred dollars per accident. These policies usually cover only major components of a vehicle (car, engine, transmission, etc.) Although these policies do not typically cover minor repairs, they do provide a measure of peace of mind for owners.
The cost of a roadside service will vary depending on a number of factors. These include the age and value of the vehicle, any additional features on the vehicle, and the distance of travel. Some services will charge more if a vehicle has additional features such as a satellite radio or CD player. It is important to confirm all charges upfront so there are no surprises once the service is begun. In addition to a signup price, there may be an installation fee or fees for the use of a toll-free number.
Depending on how the company offers its services, the cost of a vehicle plan can vary greatly. Most companies allow customers to purchase a single vehicle plan for themselves or a single other person. If multiple people use the same vehicle, some companies charge a flat rate fee for all plans. These plans are usually cheaper when compared with traditional auto insurance. Many people opt to purchase several individual plans so that they know exactly what they are paying for regardless of how many vehicles they own.
As most consumers already know, geico offers free roadside assistance services. Customers can call a customer representative and speak with a representative about the specifics of their coverage. In order to receive the best rates, it is crucial to choose the right provider. Call around and request help from various providers in your area to receive the best rates on this important coverage.